Whalesbook
IDBI Bank is engaged in the business of Monetary intermediation of commercial banks, saving banks, postal savings bank and discount houses.
Business SegmentsRetail Banking:55% in Q2 FY25 vs 52% in FY22Corporate/Wholesale Banking:17% in Q2 FY25 vs 15% in FY22Treasury:27% in Q2 FY25 vs 32% in FY22Others:1% in Q2FY25 vs Nil in FY22[1][2]
| S.No. | Name | Current Price (Rs.) | Price to Earning | Market Capitalization (Rs.Cr.) | Dividend yield (%) | Net Profit latest quarter (Rs.Cr.) | YOY Quarterly profit growth (%) | Sales latest quarter (Rs.Cr.) | YOY Quarterly sales growth (%) | Return on capital employed (%) | Sales (Rs.Cr.) | OPM (%) | Profit after tax (Rs.Cr.) | Profit after tax latest quarter (Rs.Cr.) | Price to book value | Return on assets (%) | Debt to equity |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | HDFC Bank | 997.20 | 21.20 | 1533943.96 | 1.10 | 20363.77 | 10.01 | 86993.84 | 4.81 | 7.51 | 346185.22 | 42.61 | 72360.07 | 19610.67 | 2.84 | 1.74 | 6.30 |
| 2. | ICICI Bank | 1386.70 | 18.60 | 991395.32 | 0.79 | 14318.15 | 3.16 | 48180.91 | 4.00 | 7.87 | 192684.91 | 28.30 | 53300.25 | 13357.06 | 2.97 | 2.18 | 5.58 |
| 3. | Kotak Mah. Bank | 2135.40 | 22.86 | 424678.31 | 0.12 | 4468.27 | -11.42 | 17198.74 | 4.70 | 8.17 | 67852.12 | 27.80 | 18574.23 | 4468.27 | 2.53 | 2.68 | 3.62 |
| 4. | Axis Bank | 1280.00 | 15.29 | 397291.73 | 0.08 | 5566.56 | -25.31 | 32309.77 | 2.24 | 7.11 | 129272.60 | 59.67 | 25988.99 | 5527.85 | 2.00 | 1.78 | 7.28 |
| 5. | IDBI Bank | 97.64 | 10.94 | 104986.45 | 2.15 | 3627.36 | 97.52 | 7104.23 | -4.54 | 6.76 | 28919.44 | 70.97 | 9594.17 | 3627.36 | 1.56 | 1.94 | 4.87 |
| 6. | Yes Bank | 22.76 | 25.17 | 71412.79 | 0.00 | 664.31 | 17.25 | 7388.75 | -4.50 | 6.36 | 30449.57 | 59.65 | 2836.87 | 664.31 | 1.45 | 0.59 | 7.29 |
| 7. | IDFC First Bank | 79.88 | 47.77 | 68641.61 | 0.31 | 347.80 | 64.10 | 9936.93 | 10.94 | 6.22 | 38335.01 | 32.47 | 1437.04 | 347.80 | 1.27 | 0.46 | 6.85 |
| – | Median: 20 Co. | 252.84 | 15.29 | 23706.29 | 0.76 | 349.59 | 3.95 | 4430.65 | 4.35 | 6.95 | 17851.24 | 59.66 | 1397.21 | 349.59 | 1.35 | 1.35 | 7.29 |
Standalone figures in ₹ crores
| Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sales | – | – | – | – | – | – | – | – | – | – | – | – | – |
Expenses | 2,388 | 2,515 | 3,126 | 3,021 | 1,657 | 2,401 | 2,523 | 1,519 | 2,737 | 2,341 | 2,385 | 2,069 | 1,599 |
Operating Profit | – | – | – | – | – | – | – | – | – | – | – | – | – |
Other Income | 1,087 | 857 | 1,288 | 852 | 889 | 973 | 896 | 805 | 1,313 | 749 | 2,057 | 1,437 | 2,489 |
Profit before tax | 1,437 | 1,267 | 1,441 | 1,828 | 2,299 | 2,007 | 2,061 | 2,519 | 2,451 | 2,636 | 2,962 | 2,534 | 4,175 |
Tax % | 42% | 27% | 21% | 33% | 42% | 27% | 21% | 32% | 25% | 28% | 31% | 21% | 13% |
Net Profit | 828 | 927 | 1,133 | 1,224 | 1,323 | 1,458 | 1,628 | 1,719 | 1,836 | 1,908 | 2,051 | 2,007 | 3,627 |
EPS in Rs | 0.77 | 0.86 | 1.05 | 1.14 | 1.23 | 1.36 | 1.51 | 1.60 | 1.71 | 1.77 | 1.91 | 1.87 | 3.37 |
Standalone Figures in ₹ Crores / Yearly
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sales | – | – | – | – | – | – | – | – | – | – | – | – | – |
Expenses | 7,146 | 8,331 | 14,256 | 18,019 | 24,874 | 31,667 | 20,025 | 10,320 | 9,831 | 10,071 | 9,066 | 8,451 | 8,394 |
Operating Profit | – | – | – | – | – | – | – | – | – | – | – | – | – |
Other Income | 2,979 | 4,008 | 3,411 | 4,008 | 7,014 | 3,300 | 4,470 | 4,559 | 4,690 | 4,372 | 3,611 | 4,924 | 6,732 |
Interest | 20,576 | 22,406 | 21,954 | 22,040 | 17,386 | 16,166 | 13,847 | 11,414 | 9,129 | 9,139 | 12,240 | 14,276 | 14,951 |
Depreciation | 113 | 137 | 214 | 359 | 373 | 366 | 391 | 393 | 413 | 494 | 536 | 531 | 0 |
Profit before tax | 1,741 | 1,287 | -4,971 | -8,618 | -12,593 | -22,827 | -8,967 | 2,369 | 3,608 | 5,237 | 8,195 | 10,568 | 12,307 |
Net Profit | 1,121 | 873 | -3,665 | -5,158 | -8,238 | -15,116 | -12,887 | 1,359 | 2,439 | 3,645 | 5,634 | 7,515 | 9,594 |
EPS in Rs | 6.99 | 5.45 | -17.80 | -25.05 | -26.71 | -19.54 | -12.41 | 1.26 | 2.27 | 3.39 | 5.24 | 6.99 | 8.92 |
Dividend Payout % | 14% | 14% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 30% | 29% | 30% | – |
Standalone figures in ₹ crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 1,604 | 1,604 | 2,059 | 2,059 | 3,084 | 7,736 | 10,381 | 10,752 | 10,752 | 10,752 | 10,752 | 10,752 | 10,752 |
Reserves | 22,035 | 22,713 | 25,663 | 20,505 | 18,126 | 29,875 | 23,644 | 26,059 | 30,910 | 34,566 | 39,129 | 49,499 | 56,527 |
Borrowings | – | – | – | – | – | – | – | – | – | – | – | – | – |
Other Liabilities | 9,429 | 10,158 | 11,357 | 14,409 | 17,759 | 10,013 | 6,731 | 14,193 | 12,461 | 17,056 | 18,956 | 21,234 | 20,838 |
Total Liabilities | 328,988 | 356,144 | 375,390 | 361,874 | 350,086 | 320,284 | 299,928 | 297,764 | 301,603 | 330,502 | 363,578 | 411,661 | 415,868 |
Fixed Assets | 2,963 | 3,011 | 7,023 | 6,809 | 6,269 | 7,763 | 7,642 | 7,357 | 9,540 | 9,279 | 9,413 | 12,103 | 12,016 |
Gross Block | 4,821.78 | 5,053.83 | 8,618.40 | 8,759.35 | 9,102.32 | 10,668.20 | 9,954.98 | 10,046.64 | 11,926.72 | 12,097.44 | 12,740.78 | 14,974.27 | – |
Accumulated Depreciation | 1,858.72 | 2,042.53 | 1,595.27 | 1,950.41 | 2,833.23 | 2,904.83 | 2,312.83 | 2,689.22 | 2,386.31 | 2,817.97 | 3,327.62 | 2,871.50 | – |
CWIP | 20 | 49 | 424 | 540 | 502 | 468 | 487 | 470 | 396 | 477 | 107 | 78 | 0 |
Investments | 103,774 | 97,701 | 92,997 | 92,934 | 91,606 | 93,073 | 81,780 | 81,023 | 82,988 | 99,690 | 114,934 | 117,468 | 122,766 |
Other Assets | 222,232 | 255,383 | 274,945 | 261,591 | 251,709 | 218,981 | 210,018 | 208,914 | 208,678 | 221,056 | 239,124 | 282,013 | 281,087 |
Total Assets | 328,988 | 356,144 | 375,390 | 361,874 | 350,086 | 320,284 | 299,928 | 297,764 | 301,603 | 330,502 | 363,578 | 411,661 | 415,868 |
Standalone Figures in ₹ Crores / Yearly
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operating Activity | -2,006 | -1,977 | -341 | 7,635 | -12,221 | -34,191 | 190 | 10,218 | 5,008 | -2,397 | -906 | 24,037 |
Cash from Investing Activity | -223 | -264 | -656 | -451 | 358 | 114 | -294 | -79 | -145 | -270 | -278 | -310 |
Cash from Financing Activity | 1,122 | -51 | 2,935 | 1,900 | 12,865 | 21,624 | 9,300 | -5,347 | -4,375 | -3,558 | -2,064 | -5,244 |
Net Cash Flow | -1,107 | -2,292 | 1,938 | 9,084 | 1,002 | -12,452 | 9,197 | 4,792 | 488 | -6,225 | -3,248 | 18,483 |
Standalone Figures in ₹ Crores / Yearly
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | – | – | – | – | – | – | – | – | – | – | – | – |
Inventory Days | – | – | – | – | – | – | – | – | – | – | – | – |
Days Payable | – | – | – | – | – | – | – | – | – | – | – | – |
Cash Conversion Cycle | – | – | – | – | – | – | – | – | – | – | – | – |
Working Capital Days | – | – | – | – | – | – | – | – | – | – | – | – |
ROCE % | – | – | – | – | – | – | – | – | – | – | – | – |
Direct from BSE filings, auto-summarised
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