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State Bank of India

₹ 948-0.31%
04 Dec – close price
🔗sbi.co.inâ€ĸBSE: 500112â€ĸNSE: SBIN
Market Cap₹ 8,74,833 Cr.
Current Price₹ 948
High / Low₹ 999
Stock P/E12.3
Book Value₹ 561
Dividend Yield1.68 %
ROCE6.37 %
ROE17.3 %
Face Value₹ 1.00
Sales₹ 4,74,743 Cr.
OPM70.3 %
Mar Cap₹ 8,74,833 Cr.

ABOUT

State Bank of India is a Fortune 500 company. It is an Indian Multinational, Public Sector banking and financial services statutory body headquartered in Mumbai. It is the largest and oldest bank in India with over 200 years of history.[1]

KEY POINTS

Market ShareAs of FY24, the bank has a deposit market share of about 22.55% and a net advance share of 19.06% in India.[1]

Also present in buckets:
Aggressive Growth TriggersExcellent ResultsRevenue GuidanceAsset Base ExpansionCapacity Expansion And ProductsPreferential IssuanceOrder Book PositionLarge Order ReceiptsJv Partnerships AcquisitionsRevenue Guidance Vs ActualsCredit Rating UpdatesRed Flags And Poor Performance

Peer Comparision

S.No.NameCurrent Price (Rs.)Price to EarningMarket Capitalization (Rs.Cr.)Dividend yield (%)Net Profit latest quarter (Rs.Cr.)YOY Quarterly profit growth (%)Sales latest quarter (Rs.Cr.)YOY Quarterly sales growth (%)Return on capital employed (%)Sales (Rs.Cr.)OPM (%)Profit after tax (Rs.Cr.)Profit after tax latest quarter (Rs.Cr.)Price to book valueReturn on assets (%)Debt to equity
1.SBI948.1012.26874832.911.6820159.67-9.09119653.935.086.37474742.6270.3071360.4116665.941.691.1011.95
2.Bank of Baroda288.207.75149012.692.905180.63-4.1433318.244.446.29131574.3263.6419236.145133.560.941.1810.53
3.Punjab Natl.Bank119.538.06137375.152.435120.598.7232512.766.786.32129502.9873.6417035.455125.280.971.0712.22
4.Canara Bank147.396.99133719.792.714896.4315.8132071.976.266.79125841.2560.8519140.984850.031.161.0814.05
5.Union Bank (I)152.436.29116343.683.124425.95-6.8426664.81-0.826.72109143.5167.3218488.144425.950.921.2410.38
6.Indian Bank802.609.17108107.332.023108.6311.0116628.288.196.3864543.1768.7211785.543107.971.411.3510.65
7.I O B37.7917.0772770.660.001226.4257.817848.7914.575.9529979.6561.944262.191226.422.090.8911.07
–Median: 12 Co.130.537.9190438.992.232842.119.8717574.886.686.2369163.7664.7210902.752842.331.151.0810.97

Quarterly Results

Standalone figures in ₹ crores

Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025
Sales
–––––––––––––
Expenses
25,97630,07833,04928,17330,98931,62631,88729,28832,10229,84742,14032,63336,399
Operating Profit
–––––––––––––
Other Income
8,87411,46813,96112,06310,7914,35917,36911,16215,27111,04124,21017,34619,919
Profit before tax
18,08119,45921,30522,79619,30112,54827,13822,99924,78822,64024,84425,78526,504
Tax %
27%27%22%26%26%27%24%26%26%25%25%26%24%
Net Profit
13,26514,20516,69516,88414,3309,16420,69817,03518,33116,89118,64319,16020,160
EPS in Rs
14.8615.9218.7118.9216.0610.2723.1919.0920.5418.9320.8921.4721.84

Profit & Loss

Standalone Figures in ₹ Crores / Yearly

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Sales
–––––––––––––
Expenses
50,32757,16169,56680,172132,063120,304114,940123,348114,601110,953126,423129,848141,018
Operating Profit
–––––––––––––
Other Income
18,55322,57627,84535,46144,60136,77545,22143,49640,56436,61651,68261,68372,515
Interest
87,06997,382106,803113,658145,646154,520159,239154,441154,750187,263255,255295,524306,466
Depreciation
1,3341,1161,7002,2932,9193,2123,3043,3183,2493,2973,3523,5290
Profit before tax
16,17419,31413,77414,855-15,5281,60725,06327,54143,42267,20681,78395,27199,773
Net Profit
10,89113,1029,95110,484-6,54786214,48820,41031,67650,23261,07770,90174,854
EPS in Rs
14.5917.5512.8213.15-7.340.9716.2322.8735.4956.2968.4479.4483.13
Dividend Payout %
21%20%20%20%-0%-0%-0%17%20%20%20%20%–

Compounded Sales Growth

10 Years:12%
5 Years:12%
3 Years:19%
TTM:7%

Compounded Profit Growth

10 Years:18%
5 Years:37%
3 Years:31%
TTM:1%

Stock Price CAGR

10 Years:15%
5 Years:29%
3 Years:15%
1 Year:10%

Return on Equity

10 Years:10%
5 Years:15%
3 Years:17%
Last Year:17%

Balance Sheet

Standalone figures in ₹ crores

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital
747747776797892892892892892892892892923
Reserves
117,536127,692143,498187,489218,236220,021231,115252,983279,196326,716376,354440,270517,136
Borrowings
–––––––––––––
Other Liabilities
96,413137,332158,804155,235178,347145,595163,104181,977229,929272,457288,802289,074277,158
Total Liabilities
1,792,2352,047,7142,357,1452,705,9663,465,9613,680,9123,951,3884,534,4274,987,5955,516,9796,179,6866,675,9986,987,469
Fixed Assets
7,7169,0429,81942,34539,20138,50938,02338,06737,46742,10142,12643,68552,094
Gross Block
18,919.3821,170.4523,185.7857,817.6560,316.4561,906.5563,815.4966,494.2368,624.9775,913.1978,690.9782,861.84–
Accumulated Depreciation
11,202.9212,128.6513,366.6215,472.6621,115.7423,397.6025,792.0928,426.8231,157.4933,812.4636,564.6039,177.14–
CWIP
286287570574792689416352241281491423-0
Investments
398,800481,759575,652765,9901,060,987967,0221,046,9551,351,7051,481,4451,570,3661,671,3401,690,5731,728,080
Other Assets
1,385,4331,556,6261,771,1041,897,0582,364,9822,674,6922,865,9943,144,3033,468,4413,904,2304,465,7294,941,3185,207,295
Total Assets
1,792,2352,047,7142,357,1452,705,9663,465,9613,680,9123,951,3884,534,4274,987,5955,516,9796,179,6866,675,9986,987,469

Cash Flows

Standalone Figures in ₹ Crores / Yearly

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity
14,10727,62111,19711,060-85,42534,62825,68889,86658,415-91,35219,02245,860
Cash from Investing Activity
-189-3,126-2,991-4,776101,061-2,948-433-3,556-1,724-503-2,264-106
Cash from Financing Activity
3,811-2,2894,506-1,7804,291-1,0883,3525,633-5,1785,202-13,855-16,327
Net Cash Flow
17,72922,20612,7124,50419,92730,59128,60791,94251,514-86,6532,90229,428

Ratios

Standalone Figures in ₹ Crores / Yearly

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days
––––––––––––
Inventory Days
––––––––––––
Days Payable
––––––––––––
Cash Conversion Cycle
––––––––––––
Working Capital Days
––––––––––––
ROCE %
––––––––––––

Shareholding Pattern

Numbers in percentages

Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025
Promoters
57.50%57.49%57.47%57.49%57.49%57.54%57.54%57.51%57.43%57.43%57.42%55.50%
FIIs
10.09%9.89%10.36%10.72%10.91%11.09%11.15%10.71%10.27%9.94%9.33%9.57%
DIIs
25.36%25.20%24.83%24.36%24.15%23.96%23.61%23.96%24.79%24.92%25.54%27.65%
Public
7.03%7.40%7.30%7.41%7.40%7.37%7.67%7.67%7.35%7.54%7.56%7.13%

* The classifications might have changed from Sep'2022 onwards.ℹī¸

BSE Announcements AI Summary

Direct from BSE filings, auto-summarised

SBI Announces Change in DMD Role, Shri Rajesh Kumar Appointed

1st December 2025, 7:20 PM

State Bank of India Conducts Analyst and Investor Interactions; Macquarie Meeting on December 1

1st December 2025, 7:17 PM

SBI Announces Senior Management Changes; Notifies Stock Exchanges

29th November 2025, 8:07 PM

PSU Bank Stocks Surge on Strong Fundamentals; ETFs Tracking Index Gain Traction

26th November 2025, 2:19 PM

SBI to Engage with Macquarie Capital on Investor Meet - (24 Nov 2025)

24th November 2025, 4:45 PM

Published by Other Websites

External media mentions & references

Nearing expiry: SBI seeks tax break extension for its GIFT City unit

4th December 2025, 7:23 PM

Best small-cap fund with 20%+ CAGR over 3, 5, 10 and 15 years; Rs 8,000 SIP becomes Rs 1 crore

4th December 2025, 5:41 PM

Nifty PSU Bank Index falls 0.22% as SBI, PNB decline

4th December 2025, 9:46 AM

Doubled in 3 Years: This Value Mutual Fund Is Outperforming Top Small & Mid...

4th December 2025, 7:48 AM

5 Gold Mutual Funds in India for Your 2026 Watchlist

4th December 2025, 6:59 AM

News Articles

Editorial & research coverage

Nearing expiry: SBI seeks tax break extension for its GIFT City unit
Nearing expiry: SBI seeks tax break extension for its GIFT City unit

4th December 2025, 7:23 PM

Best small-cap fund with 20%+ CAGR over 3, 5, 10 and 15 years; Rs 8,000 SIP becomes Rs 1 crore
Best small-cap fund with 20%+ CAGR over 3, 5, 10 and 15 years; Rs 8,000 SIP becomes Rs 1 crore

4th December 2025, 5:41 PM

Doubled in 3 Years: This Value Mutual Fund Is Outperforming Top Small & Mid...
Doubled in 3 Years: This Value Mutual Fund Is Outperforming Top Small & Mid...

4th December 2025, 7:48 AM

5 Gold Mutual Funds in India for Your 2026 Watchlist
5 Gold Mutual Funds in India for Your 2026 Watchlist

4th December 2025, 6:59 AM

Sensex, Nifty extend losses for fourth day amid FII selling and profit booking
Sensex, Nifty extend losses for fourth day amid FII selling and profit booking

3rd December 2025, 10:53 AM

Documents

Announcements

Change In Key Managerial Personnel

2d - Anindya Sunder Paul appointed DMD (Finance) and designated KMP of SBI effective 01.12.2025.

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome

2d - SBI held institutional investor group meeting in Mumbai on 01.12.2025; only public-domain information shared.

Announcement under Regulation 30 (LODR)-Change in Management

29 Nov - Three senior SBI executives (Tonse, Narayan, Dey) to superannuate effective 30 Nov 2025.

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

24 Nov - SBI group meeting with multiple institutional investors on 01.12.2025, 5:00–5:50pm IST, organized by Macquarie (in-person).

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

24 Nov - SBI group meeting with investors/analysts on 01.12.2025 17:00–17:50 IST; organized by Macquarie Capital (in-person).

Annual Reports

Financial Year 2025

(from bse)

Financial Year 2024

(from bse)

Financial Year 2023

(from bse)

Financial Year 2022

(from bse)

Financial Year 2021

(from bse)

Financial Year 2020

(from bse)

Financial Year 2019

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Financial Year 2018

(from bse)

Financial Year 2017

(from bse)

Financial Year 2016

(from bse)

Financial Year 2015

(from bse)

Financial Year 2014

(from bse)

Financial Year 2013

(from bse)

Financial Year 2012

(from bse)

Financial Year 2011

(from bse)

Credit Ratings

Rating update

14 Oct from crisil

Rating update

13 Oct from icra

Rating update

13 Oct from care

Rating update

8 Oct from care

Rating update

11 Sep from icra

Rating update

11 Sep from fitch

Concalls

Nov 2025

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